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3656 Emerald AVE, St James City

$ 1,155,000
3656 Emerald AVE, ,
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Overview

  • Updated On:
  • September 24, 2026
  • 3 Bedrooms
  • 2 Bathrooms
  • 1,964 ft2

Description

Highlights: Over 100 feet of brand-new composite dock & pilings • Dual 14,000 lb boat lifts • Fully furnished, turnkey • Never flooded • Expansive outdoor entertaining area • Quick Gulf access

Welcome to your island escape at 3656 Emerald Ave in the heart of St. James City on beautiful Pine Island—where the pace slows down, the sunsets feel a little brighter, and life revolves around the water.
From the moment you arrive, you’ll feel the easy rhythm of true island living. This waterfront retreat is designed to let you enjoy the coastal lifestyle to the fullest, whether you’re heading out for an early-morning fishing trip or gathering with friends as the sky turns shades of orange and pink over the water.
Step outside and you’ll discover what makes this property special: over 100 feet of brand-new composite dock stretching along the waterfront, complete with two new 14,000lb boat lifts so your boats are always ready for adventure. With quick access to some of Southwest Florida’s most incredible fishing and boating waters, days spent exploring the surrounding islands, sandbars, and the open waters of the nearby Gulf are simply part of everyday life here.
The expansive outdoor entertaining area poolside invites you to relax, grill fresh-caught fish, host sunset cocktails, or simply unwind while watching boats drift by. It’s the kind of space where memories are made—barefoot evenings, salty breezes, and laughter carrying across the water.
Inside, the home is sold fully furnished, so you can step right into the island lifestyle from day one. Light-filled living spaces create a welcoming atmosphere that feels both comfortable and coastal, making it the perfect retreat after a day on the water. Featuring an open floor plan, 2 bedrooms with pool access, and a third bedroom for all your guests. The master ensuite bathroom has a deep soaking tub, large walk-in shower, dual sinks, and dual walk-in closets for the perfect coastal retreat. The second bath has pool access, making it easy to transition from boating and the pool to everything Saint James City has to offer.
For added peace of mind, the home has never flooded, offering confidence along with its incredible waterfront setting.
Tucked into the charming community of St. James City, you’re just moments from local marinas, waterfront restaurants, and the laid-back island culture that makes Pine Island so beloved. Here, neighbors wave as they pass by the boat, trade fishing stories at sunset, and every day feels a little like vacation.
If you’ve been dreaming of a place where boating, fishing, and waterfront living come naturally, 3656 Emerald Ave is more than a home; it’s your gateway to island life.

Address: 3656 Emerald AVE
State/County:
Zip: 33956
Country: United States
Open In Google Maps
Property Id : 48277
Price: $ 1,155,000
Property Size: 1,964 ft2
Property Lot Size: 0 ft2
Bedrooms: 3
Bathrooms: 2
ArchitecturalStyle: Ranch, One Story, Two Story
AssociationFee: 0
AssociationFee2: 0
BathroomsFull: 2
BathroomsHalf: 0
BuildingAreaSource: Appraiser
BuildingAreaTotal: 4016
CarportSpaces: 0
CommunityFeatures: Boat Facilities
ConstructionMaterials: Block, Concrete, Stone
Cooling: Central Air, Ceiling Fan(s), Electric
CoveredSpaces: 2
CumulativeDaysOnMarket: 195
DaysOnMarket: 195
DirectionFaces: South
Directions: GPS
Disclosures: Owner Has Flood Insurance, Seller Disclosure
DocumentsAvailable: Elevation Certificate
ElementarySchool: PINE ISLAND
EntryLevel: 1
Flooring: Carpet, Tile
Furnished: Furnished
GarageSpaces: 2
Heating: Central, Electric
HighSchool: SCHOOL CHOICE
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
IrrigationSource: Municipal
LandLeaseAmount: 0
LaundryFeatures: Inside, Laundry Tub
Levels: Two
ListAOR: Florida Gulf Coast
ListAgentAOR: Florida Gulf Coast
ListAgentDirectPhone: 239-728-1728
ListAgentEmail: marinamamarealtor@gmail.com
ListAgentFirstName: Staci
ListAgentFullName: Staci Stevens
ListAgentKey: 26522189
ListAgentLastName: Stevens
ListAgentMlsId: P3425080
ListAgentOfficePhone: 239-728-1728
ListAgentPreferredPhone: 239-728-1728
ListAgentStateLicense: 258027942
ListAgentURL: https://www.stacistevensrealtor.com/
ListOfficeAOR: Florida Gulf Coast
ListOfficeEmail: marinamamarealtor@gmail.com
ListOfficeKey: 5893503
ListOfficeMlsId: PO14171
ListOfficeName: Castaways Island Realty LLC
ListOfficePhone: 239-282-0770
ListOfficeURL: www.castawaysrealty.com
ListingAgreement: Exclusive Right To Sell
ListingContractDate: 2026-03-04
ListingId: 2026012221
ListingService: Full Service
ListingTerms: All Financing Considered, Cash
LivingAreaSource: Appraiser
LotDimensionsSource: Appraiser
LotFeatures: Oversized Lot, Rectangular Lot, Sprinklers Automatic
LotSizeArea: 0.227
LotSizeDimensions: 112 x 91 x 112 x 91
LotSizeSource: Appraiser
LotSizeUnits: Acres
MLSAreaMajor: PI02 - Pine Island (South)
MajorChangeTimestamp: 2026-09-04T06:28:42.000-00:00
MajorChangeType: Price Change
MiddleOrJuniorSchool: SCHOOL CHOICE
MlsStatus: Active
ModificationTimestamp: 2026-09-24T19:01:20.097-00:00
NumberOfUnitsInCommunity: 0
OnMarketDate: 2026-03-13
OriginalEntryTimestamp: 2026-03-13T20:59:54.000-00:00
OriginalListPrice: 1259900
OriginatingSystemKey: 64698781
OriginatingSystemName: FGC
Ownership: Single Family
ParcelNumber: 02-46-22-11-0000D.0020
ParkingFeatures: Attached, Garage, Two Spaces, Garage Door Opener
PatioAndPorchFeatures: Deck, Open, Patio, Porch
PetsAllowed: Yes
PhotosChangeTimestamp: 2026-03-14T00:56:50.690-00:00
PhotosCount: 35
PoolFeatures: Concrete, Electric Heat, Heated, In Ground, Pool Equipment, Salt Water
Possession: Close Of Escrow
PostalCity: St. James City
PreviousListPrice: 1259900
PriceChangeTimestamp: 2026-09-04T06:28:42.000-00:00
PropertyCondition: Resale
PublicSurveyRange: 22E
PublicSurveySection: 02
PublicSurveyTownship: 46
RoadResponsibility: Public Maintained Road
RoadSurfaceType: Paved
Roof: Metal
SecurityFeatures: Security System, Smoke Detector(s)
Sewer: Septic Tank
ShowingContactPhone: 2397281728
SourceSystemID: TRESTLE
SourceSystemKey: 1154987089
StateOrProvince: FL
StatusChangeTimestamp: 2026-03-13T20:59:54.000-00:00
Stories: 1
StoriesTotal: 1
StreetName: Emerald
StreetNumber: 3656
StreetSuffix: Avenue
SyndicateTo: Broker Reciprocity, Homes.com, ListHub, NaplesArea.com, Realtor.com
TaxAnnualAmount: 12353.5
TaxBlock: D
TaxLegalDescription: BAYVIEW ACRES BLK D PB 11 PG 101 LOT 2 + W 30 FT LOT 3
TaxLot: 2
TaxYear: 2025
UniversalPropertyId: US-12071-N-024622110000D0020-R-N
Utilities: Cable Available
View: Canal, Landscaped, Pool, Water
WaterSource: Public
WaterfrontFeatures: Canal Access, Seawall
WindowFeatures: Arched, Impact Glass
YearBuilt: 2015
ZoningDescription: RS-1
Other Features
Bar
Bathtub
Breakfast Bar
Deck
Dishwasher
Disposal
Dryer
Dual Sinks
Family/Dining Room
Fence
Fruit Trees
Garage Attached
Has a View
Has Cooling System
Has Garage
Has Heating System
Has Pool
Has Waterfront
High Ceilings
Ice Maker
Kitchen Island
Living/Dining Room
Main Level Primary
Microwave
Pantry
Patio
Range
Refrigerator
RefrigeratorWithIce Maker
Security/High Impact Doors
Self Cleaning Oven
Separate Shower
Split Bedrooms
Sprinkler/Irrigation
Walk-In Closet(s)
Washer
$ 7,058.07
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
$ 5,614.32
Mon 26 Oct
Tue 27 Oct
Wed 28 Oct
Thu 29 Oct
Fri 30 Oct
Sat 31 Oct
Sun 01 Nov
Mon 02 Nov
Tue 03 Nov
Wed 04 Nov
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