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3608 Rita LN, St James City

$ 559,900
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Overview

  • Updated On:
  • September 24, 2026
  • 2 Bedrooms
  • 2 Bathrooms
  • 1,194 ft2

Description

THE BOATER’S WATERFRONT HOME with the following HIGHLIGHTED FEATURES
DIRECT GULF ACCESS • NO BRIDGES • BOAT LIFT • PERMITTED BOATHOUSE/SHED
Block Construction | Metal Roof | Trex Dock | Garage | No HOA

Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home sits in one of St. James City’s most desirable boating neighborhoods and blends classic Florida character with valuable upgrades and exceptional marine amenities.
Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest.
The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, the backyard has room to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away.
Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout for durability and authentic Florida charm. Recent improvements include a new air conditioner and water heater, so you can move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity.
Additional features set this property apart, including a one-car garage with excellent storage for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use.
Best of all—NO HOA, so you can store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees.
Whether you’re searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.

Address: 3608 Rita LN
State/County:
Zip: 33956
Country: United States
Open In Google Maps
Property Id : 49337
Price: $ 559,900
Property Size: 1,194 ft2
Property Lot Size: 0 ft2
Bedrooms: 2
Bathrooms: 2
ArchitecturalStyle: Florida, Ranch, One Story
AssociationFee: 0
AssociationFee2: 0
BathroomsFull: 2
BathroomsHalf: 0
BuildingAreaSource: Appraiser
BuildingAreaTotal: 1544
CarportSpaces: 0
CommunityFeatures: Boat Facilities
ConstructionMaterials: Block, Concrete, Stucco
Cooling: Central Air, Ceiling Fan(s), Electric
CoveredSpaces: 1
CumulativeDaysOnMarket: 104
DaysOnMarket: 104
DirectionFaces: South
Directions: GPS
Disclosures: Owner Has Flood Insurance
ElementarySchool: PINE ISLAND ELEMENTARY
EntryLevel: 1
Flooring: Terrazzo, Tile
Furnished: Furnished
GarageSpaces: 1
Heating: Central, Electric
HighSchool: SCHOOL CHOICE
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LandLeaseAmount: 0
LaundryFeatures: In Garage, Laundry Tub
ListAOR: Florida Gulf Coast
ListAgentAOR: Florida Gulf Coast
ListAgentDirectPhone: 239-728-1728
ListAgentEmail: marinamamarealtor@gmail.com
ListAgentFirstName: Staci
ListAgentFullName: Staci Stevens
ListAgentKey: 26522189
ListAgentLastName: Stevens
ListAgentMlsId: P3425080
ListAgentOfficePhone: 239-728-1728
ListAgentPreferredPhone: 239-728-1728
ListAgentStateLicense: 258027942
ListAgentURL: https://www.stacistevensrealtor.com/
ListOfficeAOR: Florida Gulf Coast
ListOfficeEmail: marinamamarealtor@gmail.com
ListOfficeKey: 5893503
ListOfficeMlsId: PO14171
ListOfficeName: Castaways Island Realty LLC
ListOfficePhone: 239-282-0770
ListOfficeURL: www.castawaysrealty.com
ListingAgreement: Exclusive Right To Sell
ListingContractDate: 2026-06-05
ListingId: 2026025325
ListingService: Full Service
ListingTerms: All Financing Considered, Cash
LivingAreaSource: Appraiser
LotDimensionsSource: Appraiser
LotFeatures: Rectangular Lot
LotSizeArea: 0.18
LotSizeDimensions: 74 x 112 x 68 x 112
LotSizeSource: Appraiser
LotSizeUnits: Acres
MLSAreaMajor: PI02 - Pine Island (South)
MajorChangeTimestamp: 2026-06-12T18:38:49.000-00:00
MajorChangeType: New Listing
MiddleOrJuniorSchool: SCHOOL CHOICE
MlsStatus: Active
ModificationTimestamp: 2026-09-24T17:29:46.917-00:00
NumberOfUnitsInCommunity: 1
OnMarketDate: 2026-06-12
OriginalEntryTimestamp: 2026-06-12T18:38:49.000-00:00
OriginalListPrice: 559900
OriginatingSystemKey: 65745015
OriginatingSystemName: FGC
OtherStructures: Outbuilding
Ownership: Single Family
ParcelNumber: 02-46-22-11-0000E.0060
ParkingFeatures: Attached, Driveway, Garage, Paved, RV Access/Parking, Two Spaces
PatioAndPorchFeatures: Open, Patio, Porch
PetsAllowed: Yes
PhotosChangeTimestamp: 2026-06-12T22:19:52.630-00:00
PhotosCount: 29
Possession: Close Of Escrow
PostalCity: St. James City
PropertyCondition: Resale
PublicSurveyRange: 22E
PublicSurveySection: 02
PublicSurveyTownship: 46
RoadResponsibility: Public Maintained Road
Roof: Metal
SecurityFeatures: None, Smoke Detector(s)
Sewer: Septic Tank
ShowingContactPhone: 2397281728
SourceSystemID: TRESTLE
SourceSystemKey: 1173595356
StateOrProvince: FL
StatusChangeTimestamp: 2026-06-12T18:38:49.000-00:00
Stories: 1
StoriesTotal: 1
StreetName: Rita
StreetNumber: 3608
StreetSuffix: Lane
SyndicateTo: Broker Reciprocity, Homes.com, ListHub, NaplesArea.com, Realtor.com
TaxAnnualAmount: 4374.07
TaxBlock: E
TaxLegalDescription: BAYVIEW ACRES BLK E PB 11 PG 101 LOT 6
TaxLot: 6
TaxYear: 2025
UniversalPropertyId: US-12071-N-024622110000E0060-R-N
Utilities: Cable Available, High Speed Internet Available
View: Canal, Mangroves, Water
WaterSource: Public
WaterfrontFeatures: Canal Access, Navigable Water, Seawall
WindowFeatures: Single Hung, Shutters, Window Coverings
YearBuilt: 1974
ZoningDescription: RS-1
Other Features
Bedroom on Main Level
Breakfast Bar
Courtyard
Dishwasher
Dryer
Electric Cooktop
Family/Dining Room
Garage Attached
Has a View
Has Cooling System
Has Garage
Has Heating System
Has Waterfront
Ice Maker
Kitchen Island
Living/Dining Room
Microwave
None
Patio
Refrigerator
RefrigeratorWithIce Maker
Room For Pool
Storage
Washer
Window Treatments
$ 3,421.48
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
$ 2,721.61
Mon 26 Oct
Tue 27 Oct
Wed 28 Oct
Thu 29 Oct
Fri 30 Oct
Sat 31 Oct
Sun 01 Nov
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Tue 03 Nov
Wed 04 Nov
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